One of the UK’s leading motor trade insurance brokers

Working with the most respected underwriters in the motor trade industry

Recommend a Friend

Get £25 credit off your renewal for each and every referral worth £600 or more*

Our insurance offers at a glance

Drive any Vehicle

Free MID Updates

Flexible Payment Options

Take me thereTake me there

Prestige and Classic Cars

Drivers with a Conviction

Flexible Payment Options

Take me thereTake me there

Public and Employers’ Liability

Property Damage

Flexible Payment Options

Take me thereTake me there

Contents or Buildings Cover

Specialist High Net Policy

Flexible Payment Options

Take me thereTake me there

About our Motor Trade Insurance

Whether you trade from home on a part-time business, or you run a national dealership, we are able to supply tailor-made motor trade insurance policies which meet your business requirements.

If you’re new to the motor trade, don’t worry. We won’t bombard you with legal jargon or try to oversell you motor trade insurance products which you don’t need.

We provide a simple, straightforward service which ensures that you get the insurance cover you need at a price you can afford.

With over 20 years’ experience, we’ve worked with traders across the country, and we’ve built up a base of happy customers who utilise our motor trade insurance services year after year.

Let's GoLet's Go

Motor Trade Combined Insurance

Specifically designed for larger motor trade businesses operating from premises
such as motor dealers, repair garages and MOT centres.

Find Out MoreFind Out More

A few frequently asked questions

Do I need a Motor Trade Insurance policy?

If you have customers’ vehicles in your care, custody and/or control for the purpose of carrying out your business in the motor trade, then you probably need a motor trade insurance (aka road risks) policy. This will allow you to road test, collect or deliver a vehicle prior to and immediately after repair, service, valeting, an MOT test or other work.

What types of vehicles can be covered under my Motor Trade Insurance policy?

Generally, all vehicles must be the property of the policyholder or spouse – most insurers cannot cover vehicles owned by an employee. There may also be certain restrictions concerning the types of vehicles that can be covered and the extent of cover available for certain vehicles.

When purchasing a policy, please make a note of any restrictions mentioned in your quotes. If you have already bought a policy through Ace Insurance, your policy schedule should include details concerning restricted vehicles.

What types of Motor Trade Insurance can your Insurers offer?

Here at Ace, we specialise in helping customers find the right type of cover for you. There are many levels of cover, including:

View AllView All

Request a Callback


A Bit About Us

Ace Insurance Services Group Ltd is an independent, market leading commercial insurance brokerage. We arrange high-quality cover and provide intelligent insurance solutions to UK businesses.

We are a UK based insurance broker with our offices based in Worcestershire, UK and work with the most respected underwriters in the motor trade industry.

Due to our expertise within the Insurance market we have direct access to commercial schemes designed for professional motorists. By professional we refer to motorists that share an enhanced motoring mentality stemming from a dependence on having their vehicle(s) on the road.

We carefully select risks to ensure our clients’ benefit from being part of a collective of disciplined professional drivers. This astute approach enables us to negotiate with insurers to secure highly competitive rates on our clients’ behalf.

We understand and appreciate just how vital our clients’ vehicle(s) are to their businesses. For that reason, we have sourced a number of supplementary products that help to minimise the circumstances whereby a client of Ace might be rendered vehicle-less.

We also do everything we possibly can to ensure that in the event of a claim our clients’ vehicles are repaired or suitable replacements are supplied to them as a matter of urgency.

Read MoreRead More